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American Hustle · 2013 — 第 1 / 20 章 · 3'07" · B2

放贷生意露底：last resort

一间办公室，有人问「你在这儿卖艺术品？」，对方却说这儿快成了自己的放贷主业。一句 I'm their last resort（我是他们最后的求助对象），把走投无路者的处境说透了；等话说重了，又用 I went too far（我做得太过分）收场。想解释自己吃哪碗饭、或为失言道歉，这两句都用得上。

发生了什么

有人带对方进一间办公室，对方问「你在这儿卖艺术品？」，回答却把话头转到真正赚钱的生意：帮贷不到款的人跑贷款，还来一句 I'm their last resort（我是他们最后的求助对象）。追问之下，先是一句 These guys are lousy risks（信用很差的借款人），接着承认只是收手续费；紧跟着一句 I didn't want to upset you（我不想惹你生气）和 I went too far（做得太过分）。随后又有一段伦敦银行人脉的自我介绍：banking connections（银行界人脉），并说 be very selective（精挑细选）。这些说法能用在解释生意、评估风险、道歉和谈合作的时候。

职场 · 开会汇报职场 · 谈判解释道歉情侣B2中速美音
IMDb ↗

这场戏看什么

  • 留意他承认骗局时的停顿与自辩
  • 看她返回后怎样换身份和腔调
  • 注意从坦白到结盟的语气转弯

留意这几个短语

last resortlousy riskssmarty pantsembezzling

00:00 / 03:07
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  37. ❝ 独白懊悔的自我盘问6 句专题跟读 ↗
点一句台词就从那里放

本章短语

last resort

最后的求助对象the final option when all else fails

有人被追问为何专做这种贷款，先承认这些客户把他当 last resort，语气半自嘲半炫耀，也在替收费找理由。

The all-night pharmacy is my last resort when I forget my prescription.我忘带处方时，通宵药店是我最后能去的地方。

本章还有

  • lousy risks

    信用很差的借款人

  • smarty pants

    自作聪明的人

  • embezzling

    挪用公款

  • went too far

    做得太过分

  • fucking fantastic

    真他妈棒

本章全部批注

61 句台词里标了 27 处

发音Why'd you

Why'd you 快说时粘成一团，d 轻带过去，别一词一顿。

Why'd you bring me here?
短语 · B1get to be something

逐渐变成

This is getting to be my... My main business, my growing business.
短语 · B1get a loan

拿到贷款

I help get loans for guys who can't get loans.
语法 · B1guys who can't get loans

定语从句：who can't get loans 修饰 guys，指出是哪类人；不是疑问词，可译“贷不到款的人”。

I help get loans for guys who can't get loans.
发音I'm their

I'm their 很轻，重音留给 last resort。

You know, I'm their last resort.
短语 · B2north of + number

高于（某个数字） 字面是在……北边，这里指利率高于 12%。

'Cause interest rates are north of 12% and heading to 18%.
俚语 · B2smarty pants

自作聪明的人——熟人玩笑可以，正式场合别用

That's right, smarty pants.
短语 · B1get someone something

给某人弄到某物

Thanks, kid, but how do you get them the money?
短语 · B1get one's fee

收我的服务费

I can't get them a loan, but I get my fee, $5,000.
短语 · B1a gambling habit

赌博习惯

They got bad divorces, gambling habits, embezzling, all that shit, you know what I mean?
俚语 · B2all that shit

诸如此类的破事——熟人吐槽用，正式场合绝对别用

They got bad divorces, gambling habits, embezzling, all that shit, you know what I mean?
短语 · B2cross paths with someone

人生有交集；撞见

有人把底层人的困境说成迟早会撞到一起，用 crosses paths，好像自己就等在那些人必经的路口。

Everybody at the bottom crosses paths eventually in a pool of desperation and you're waiting for them.
短语 · B2be too much for someone

让人受不了；太过分

That was too much, I went too far.
短语 · B1something ain't for everybody

不是人人都适合 不是不属于每个人，是“不是人人受得了或适合”。

I know it ain't for everybody.
发音ain't for

ain't for 的 t 只让舌尖轻触上齿龈，不爆破就滑向 for，for 常弱化为 /fər/，重音留在 ain't。

I know it ain't for everybody.
俚语 · B1ain't

不是（口语）——很口语，写作和面试别用

I know it ain't for everybody.
短语 · A2get to know someone

逐渐了解你 不是知道你是谁，是逐渐了解你这个过程。

I loved getting to know you!
语法 · B1getting to know you

动名词短语：getting to know you 作 loved 的宾语，指“逐渐了解你”这个过程，不是“去知道”。

I loved getting to know you!
俚语 · B2fucked it up

搞砸了——私下自责用，正式场合别用

What did I do that for? I fucked it up.
短语 · B1tell someone the truth

跟某人说实话

I should never tell a woman the truth, but she's so smart.
短语 · B1it was nice knowing you

认识我很愉快（告别） 不是认识我很好，是告别话里把 you 换成 me。

You said it was nice knowing me.
语法 · B1it was nice knowing me

宾语从句：said 后接 it was... 从句；it 为形式主语，真正内容 knowing me 指“认识我很好”。

You said it was nice knowing me.
短语 · A2Would you like to + verb

你想不想……（客气的提议）

Would you like to meet...
短语 · B2be selective about something

精挑细选 不是选择很多，而是只挑少数。

I'd love to help you with your loan, but, of course, I have to be very selective.
语法 · B2didn't think you were coming back

否定前移：not 表面否定 think，实际否定后面从句：我以为你不会回来；不是“我没想”。

I didn't think you were coming back.
短语 · B1not going anywhere

没打算离开 字面是没去任何地方，这里指没打算走。

I wasn't going anywhere.
发音wasn't going

wasn't going 里 t 常被吞掉，听 was-n 的停顿辨否定。

I wasn't going anywhere.

看懂「放贷生意露底」

发音重点

  • Why'd you — Why'd you 快说时粘成一团，d 轻带过去，别一词一顿。
  • I'm their — I'm their 很轻，重音留给 last resort。
  • ain't for — ain't for 的 t 只让舌尖轻触上齿龈，不爆破就滑向 for，for 常弱化为 /fər/，重音留在 ain't。
  • wasn't going — wasn't going 里 t 常被吞掉，听 was-n 的停顿辨否定。
I help get loans for guys who can't get loans.

我帮那些贷不到款的人弄到贷款。 两个 loans 一进一出，把骗局说成像在帮人。

I can't get them a loan, but I get my fee, $5,000.

我没法给他们贷款，但我照收五千块费用。 but 一转，收费和放贷脱钩，骗局逻辑全露。

Everybody at the bottom crosses paths eventually in a pool of desperation and you're waiting for them.

底层所有人终会在绝望的池子里撞见彼此，而你就在那儿等着他们。 把剥削写成命运相遇，pool 的比喻冷得刺骨。

I should never tell a woman the truth, but she's so smart.

我永远不该跟女人说实话，可她太聪明了。 自嘲的性别偏见刚出口，就被一句赞美顶回去。

I'd love to help you with your loan, but, of course, I have to be very selective.

我很想帮你办贷款，但当然，我得非常精挑细选。 客气话里藏着门槛，selective 一落就掌握主动。

关于这一章的问题

last resort 是什么意思？

指走投无路时最后能求助的人或办法。台词里有人说 I'm their last resort，意思是自己成了那些贷不到款的人最后的求助对象。

「我做得太过分」英语怎么说？

可以说 I went too far。台词里一句 That was too much, I went too far 就是承认自己话说重了、做得过头了。

lousy risks 是指人还是指贷款？

指信用很差、放贷风险很高的借款人。台词里 These guys are lousy risks 是在说这些人是信用很差的借款人。

smarty pants 是骂人吗？

多半是带调侃的「自作聪明的人」。台词里一句 That's right, smarty pants 用打趣的口吻叫对方小机灵鬼，不是正式辱骂。

「银行界人脉」英语怎么说？

banking connections。台词里有人说 I have royal banking connections in London，意思是我在伦敦有王室银行界人脉。

美国骗局 · 共 20 章

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下一章 · 第 2 章the Picasso of passive-aggressive karate夫妻为太阳灯吵翻
正在看 · 第 1 章last resort放贷生意露底第 2 章the Picasso of passive-aggressive karate夫妻为太阳灯吵翻第 3 章mess with your judgement贷款会面突然亮身份第 4 章off the beaten path牢房探视连劝带表白第 5 章on a first-name basis with跑路前为丹尼吵翻第 6 章quit while you're ahead看伦勃朗时点破赝品第 7 章out of his league为拉政客入局吵翻第 8 章grease someone递上七万五谈赌场执照第 9 章can't get enough of饭桌上闻亮油谈生意第 10 章back on its feet举杯吹捧谈重建第 11 章the life of the party为赴宴在电话里吵翻第 12 章right off the bat赌场参观点破黑帮第 13 章keep the upper hand派对现场谈赌场牌照第 14 章falsified my records套房里说出真名第 15 章get over on逼问下落后重结盟第 16 章get someone on a wire陈述念到一半有人动枪第 17 章let something die to let something live饭桌劝离套出内情第 18 章knock some sense into帆布袋里憋出计划第 19 章pay somebody off两百万电汇谈崩又谈成第 20 章make this right上门补救反被赶走
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