Chapter 14 of 20 · 3'05"
Swiss Bank Secrecy 瑞士银行法IMDb ↗
谈保密时，规则怎么被讲成对你有利
The Wolf of Wall Street · 2013
CEFR C1IELTS 7.5日内瓦银行雅思银行保密
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Sound marksGreen waves: linking / weak forms
Subtitles
My level
The story so far
Everything you need before watchingIn a Geneva parlor Jordan skips the champagne and asks the only question that matters: when would this bank help the FBI. Saurel makes him wait through chit chat, then jokes about tanks in the street. The real rule is colder. Cooperation exists only if the crime is also a crime in Switzerland. A U.S. subpoena, he says, becomes toilet paper. Then he leaves a cousin-shaped hole in the account name.
乔
Jordan Belfortbank client
索
Jean Jacques SaurelSwiss banker
Chapters
20 parts · AI-cut01Hanna's Wall Street Lunch前辈请客，到底在教你什么规矩C14'47"02Pitching Penny Stocks陌生人为什么会听你把东西卖完B24'15"03Sell Me This Pen天才推销员是怎么把东西卖出去的B22'47"04Captain Ahab's Script先让人信你，再把货塞出去B23'54"05Planning the Dwarf Toss荒唐玩笑，怎么给自己找借口C12'00"06IPO Party Pep Talk玩到一半，他开始拉人入伙B23'09"07The Butler Stole Cash东西丢了，怎么问到人开口B23'09"08The Venice Morning Fight亲密的人互骂，听谁先软B23'24"09Fired on IPO Day大日子当众炒人，场子怎么圆B23'07"10Telephone Terrorists台上动员，怎么把人喊到不要命C14'56"11FBI Comes Aboard笑着请客，其实在摸你底C13'26"12The Yacht Bribe话里带好处，对方听懂了会怎样C14'49"13The Geneva Flight当众出丑，除了道歉还能说什么B22'58"14Swiss Bank Secrecy谈保密时，规则怎么被讲成对你有利C13'05"15Aunt Emma the Rathole求人帮忙，怎么先交出把柄B23'02"16Twenty Real Lemmons玩嗨了突然被喊走，听对方有多急B23'03"17I'm Not Fucking Leaving告别讲到一半，人为什么又留下B24'50"18Aunt Emma Dies at Sea坏消息刚到，听他先问什么C13'24"19Last Time Then Divorce对方忽然冷静，多半要谈散B24'50"20Wired Lunch With Donnie老友吃饭，话为什么突然说不清B22'15"
00:00 / 03:05
GoldenTeaching
Transcript
00:00
We're here. We're here. Everyone calm down.
到了。到了。大家都冷静。
00:02
Jordan Belfort!
乔丹·贝尔福特！
00:03
At last .
终于见到了。
00:04
Nicholas has told me so much about you .
尼古拉斯跟我讲了你好多事。
00:07
Jordan, Jean Jacques Saurel.
乔丹，让-雅克·索尔。
00:09
- Pleasure to make your acquaintance. - Nice to meet you.
- 很高兴认识你。 - 幸会。
00:12
- (ALL LAUGHING) - JEAN JACQUES: It's a joke.
- （众人大笑） - 让-雅克：开个玩笑。
00:13
You'll understand when you're in the fucking seat .
等你坐到那个位子上就懂了。
00:16
You need a bigger couch. For guests.
你得换张大点的沙发。给客人坐。
00:18
Yeah. Yeah, yeah. I don't understand. I'm sorry.
对。对对。我没听懂。抱歉。
00:19
I'm curious about your bank secrecy laws here.
我对你们这儿的银行保密法很好奇。
00:24
Uh... Wait. Yes. Excusez-moi, Jordan.
呃……等等。对。抱歉，乔丹。
00:28
Swiss custom requires 10 minutes of...
瑞士规矩要先寒暄 10 分钟……
00:31
Blah, blah, blah.
瞎聊瞎聊。
00:32
- Chit chat. - Yeah, chit chat, thank you.
- 寒暄。 - 对，寒暄，谢谢。
00:34
before business can be discussed.
然后才能谈生意。
00:37
Yeah.
对。
00:41
Of course.
那当然。
00:42
Let's get down to it . What would you like to know?
那咱们进入正题。你想知道什么？
00:46
Under what circumstances would you be obligated
在什么情况下你们有义务
00:49
to cooperate with an FBI
配合联邦调查局
00:51
or a U.S. Justice Department investigation , for example ?
或者比方说美国司法部的调查？
00:55
Ca depend .
看情况。
00:57
Ca depend ?
看情况？
00:59
Oui.
对。
01:00
Ca depend on what, exactly?
到底看什么情况？
01:04
Whether America plans to invade Switzerland
就看美国近几个月
01:06
- in the coming months . - (LAUGHTER)
- 打不打算入侵瑞士。 - （笑声）
01:08
Shall I check if tanks are rolling down the Rue de la Croy?
要不要我去看看坦克是不是已经开上克鲁瓦街了？
01:10
- Yes. Rue de la Croix. - Croix. Croix.
- 对。十字街。 - 克鲁瓦。克鲁瓦。
01:13
Not Croy. Not Rue de la Croy. It's Croix.
不是克鲁瓦那种拼法。不是克鲁伊街。是克鲁瓦。
01:15
See, this is what he used to do back in law school. Check me.
瞧，法学院那会儿他就爱这么纠正我。
01:18
- Champagne. Champagne. - Yeah.
- 香槟。香槟。 - 对。
01:20
Yeah, yeah. French fries, pommes frites.
对对。薯条，法式炸薯条。
01:23
- And that kind of stuff . - That's funny.
- 诸如此类。 - 好笑。
01:27
What I'm asking, you Swiss dick ,
我想问的是，你这瑞士混蛋，
01:29
is are you going to fuck me over ?
你会不会把我给坑了？
01:34
I understand perfectly, you American shit .
我完全明白，你这美国狗屎。
01:40
The only way the Banque Réal de Genéve
日内瓦皇家银行
01:43
would cooperate with a foreign legal body
唯一会配合外国司法机构的情况
01:45
is if the crime being pursued
是被追查的那项罪行
01:47
is also a crime in Switzerland.
在瑞士也构成犯罪。
01:49
But there are very few Swiss laws which apply to your practices.
但能套到你们那套玩法上的瑞士法律很少。
01:54
Hmm.
嗯。
01:55
From a financial standpoint ,
从金融角度看，
01:57
you are now
你现在
01:58
in heaven .
就是上了天堂。
02:00
See, I told you he was fantastic, right?
瞧，我就说他了不起，对吧？
02:02
If the U.S. Justice Department sent us a subpoena, it would become
要是美国司法部给我们发传票，那就会变成
02:07
papier toilette.
厕纸。
02:10
We would wipe our ass with it.
我们拿它擦屁股。
02:13
Unless, of course, it was an investigation
当然，除非那是一项
02:16
into stock fraud,
股票诈骗调查，
02:17
which is a crime here in Switzerland, if I'm correct.
那在瑞士是犯罪，如果我没记错。
02:20
Then there would have to be coopération on your part ,
那你们这边就得配合，
02:24
- if I'm not mistaken . - Yes.
- 要是我没说错。 - 对。
02:26
Yes, we would. Mmm-hmm.
对，我们会配合。嗯哼。
02:29
Assuming the account is under your name .
前提是账户在你名下。
02:32
If it were
如果是
02:34
another name,
另一个名字，
02:37
a friend's, camarade...
朋友的，哥们儿……
02:38
Cousin?
表亲？
02:44
- Relative? - JEAN JACQUES: Yeah.
- 亲戚？ - 让-雅克：对。
02:46
Hmm.
嗯。
02:48
Was that yodeling I just heard
我刚才听到的是约德尔调
02:51
or did you just say what I thought you said ?
还是你真说了我想的那句话？
02:53
Yes. Yes.
对。对。
02:56
He's telling me to use a fucking rathole .
他是在让我用个他妈的鼠洞。
02:59
But a U.S. rathole would never get
但美国鼠洞带着那么多钱
03:00
into Switzerland with all that money.
根本进不了瑞士。
03:03
What I needed was a rathole with a European passport.
我需要的是一个有欧洲护照的鼠洞。
Language points
Click a card to jump to its moment in the videoCollocationA2↩ 00:03
at last
at last
终于
At last .
终于见到了。
CollocationA2↩ 00:04
tell someone so much about someone
tell someone so much about someone
跟我讲了很多你的事
Nicholas has told me so much about you .
尼古拉斯跟我讲了你好多事。
SlangB2↩ 00:13
in the fucking seat
等你坐上那个位置——粗口版的你试试就知道
You'll understand when you're in the fucking seat .
等你坐到那个位子上就懂了。
CollocationA2↩ 00:19
be curious about something
be curious about something
对某事感到好奇
I'm curious about your bank secrecy laws here.
我对你们这儿的银行保密法很好奇。
CollocationB1↩ 00:42
get down to something
get down to something
进入正题、开始谈正事
Let's get down to it . What would you like to know?
那咱们进入正题。你想知道什么？
Pronunciation↩ 00:42
get down to it
get down 连成 gedown。
Let's get down to it . What would you like to know?
那咱们进入正题。你想知道什么？
CollocationB2↩ 00:46
under what circumstances
under what circumstances
在什么情况下
Under what circumstances would you be obligated
在什么情况下你们有义务
CollocationB2↩ 00:46
be obligated to do something
be obligated to do something
有义务做某事
Under what circumstances would you be obligated
在什么情况下你们有义务
GrammarC1↩ 00:46
Under what circumstances would you be obligated
疑问倒装：Under what circumstances + would 倒装，正式提问。
Under what circumstances would you be obligated
在什么情况下你们有义务
CollocationB1↩ 00:49
cooperate with someone
cooperate with someone
与某人合作、配合
to cooperate with an FBI
配合联邦调查局
CollocationA2↩ 00:51
for example
for example
比如说
or a U.S. Justice Department investigation , for example ?
或者比方说美国司法部的调查？
Pronunciation↩ 00:51
Justice Department investigation
Justice / Department 专有名词匀速。
or a U.S. Justice Department investigation , for example ?
或者比方说美国司法部的调查？
Pronunciation↩ 00:00
Ca depend
depend 后半重，法语腔。
CollocationB1↩ 01:06
in the coming months
in the coming months
在接下来的几个月
- in the coming months . - (LAUGHTER)
- 打不打算入侵瑞士。 - （笑声）
CollocationA2↩ 01:15
used to do something
used to do something
过去常常做
See, this is what he used to do back in law school. Check me.
瞧，法学院那会儿他就爱这么纠正我。
CollocationA2↩ 01:23
that kind of stuff
that kind of stuff
诸如此类的东西
- And that kind of stuff . - That's funny.
- 诸如此类。 - 好笑。
SlangC1↩ 01:27
Swiss dick
瑞士混蛋——人身攻击，极冲，正式禁用
What I'm asking, you Swiss dick ,
我想问的是，你这瑞士混蛋，
SlangC1↩ 01:29
fuck me over
坑我/出卖我——担心被出卖，脏话
is are you going to fuck me over ?
你会不会把我给坑了？
SlangC1↩ 01:34
American shit
美国废物——对骂回击，极脏
I understand perfectly, you American shit .
我完全明白，你这美国狗屎。
CollocationA2↩ 01:40
the only way
the only way
唯一的办法
The only way the Banque Réal de Genéve
日内瓦皇家银行
GrammarB2↩ 01:40
The only way the Banque Réal de Genéve
the only way：The only way 起头，后面用 is if 给唯一条件。
The only way the Banque Réal de Genéve
日内瓦皇家银行
CollocationB1↩ 01:49
apply to something
apply to something
适用于
But there are very few Swiss laws which apply to your practices.
但能套到你们那套玩法上的瑞士法律很少。
CollocationB2↩ 01:55
from a ... standpoint
from a ... standpoint
从财务角度看
From a financial standpoint ,
从金融角度看，
CollocationA2↩ 01:58
in heaven
in heaven
如在天堂
这里指把钱放这儿安全得像天堂
in heaven .
就是上了天堂。
Pronunciation↩ 02:10
wipe our ass
wipe 和 ass 都重，像砸桌。
We would wipe our ass with it.
我们拿它擦屁股。
SlangC1↩ 02:10
wipe our ass
拿来擦屁股——表示文件毫无价值，极粗
We would wipe our ass with it.
我们拿它擦屁股。
CollocationB2↩ 02:20
on someone's part
on someone's part
就你这边而言
这里指银行这边得配合调查
Then there would have to be coopération on your part ,
那你们这边就得配合，
CollocationB1↩ 02:24
if I'm not mistaken
if I'm not mistaken
如果我没搞错
- if I'm not mistaken . - Yes.
- 要是我没说错。 - 对。
CollocationB1↩ 02:29
under someone's name
under someone's name
在你名下
Assuming the account is under your name .
前提是账户在你名下。
GrammarB2↩ 02:29
Assuming the account is under your name
分词假设：Assuming + 从句，先给定前提再谈后果。
Assuming the account is under your name .
前提是账户在你名下。
GrammarB2↩ 02:32
If it were
虚拟语气：If it were 表假设，不是现在的事实。
If it were
如果是
Pronunciation↩ 02:32
If it were
If it 的 t 可弹成 d。
If it were
如果是
GrammarC1↩ 02:51
what I thought you said
宾语从句套嵌：what 从句里再套 I thought you said。
or did you just say what I thought you said ?
还是你真说了我想的那句话？
SlangC1↩ 02:56
rathole
人头账户/耗子洞——洗钱行话，圈内才懂
He's telling me to use a fucking rathole .
他是在让我用个他妈的鼠洞。
Teaching points
Review right after watchingMy level
above my level
IronyC1↩ 01:58
in heaven
从财务上说你进了天堂
In the scene索尔把瑞士保密法说成乔丹的天堂。
For tax purposes, the island is paradise.就税务而言，那座岛是天堂。
In daily life
夸图书馆Quiet floor, long desk. This is heaven.安静层，长桌。这是天堂。
above my level
PunC1↩ 01:13
croy / croix
路名发音抬杠
In the scene索尔拿法语发音纠正乔丹，把严肃问话岔开。
He stalled the question by grading the street name.他靠批改路名把问题拖住。
In daily life
点菜纠正It's croissant, not crusant, and then we can order.是 croissant，不是 crusant，然后我们再点。
above my level
SwearingC1↩ 02:10
wipe our ass with it
拿它擦屁股
In the scene索尔把美国传票翻译成厕纸的下一步。
They treated the warning letter like scrap paper.他们把那封警告信当废纸。
In daily life
拒看通知He used the flyer as a coaster.他把传单拿去垫杯子。
auto-pauses
IdiomB1↩ 00:42
get down to it
言归正传
In the scene客套结束，索尔允许谈生意。
Let's get down to it. Who's paying?言归正传。谁付钱？
In daily life
开会Coffee later. Let's get down to it.咖啡稍后。先谈正事。
above my level
SlangC1↩ 02:56
rathole
藏钱的人头账户
In the scene乔丹把亲戚开户听成找个藏钱的耗子洞。
They parked the cash in a cousin's empty account.他们把现金停在表亲的空账户里。
In daily life
识破转移Don't send rent through a stranger's account.别把房租打到陌生人账户。
above my level
DiscourseB2↩ 00:00
ca depend
看情况
In the scene索尔先甩一句法语，把合作说成有条件。
It depends. Tell me the date first.看情况。先告诉我日期。
In daily life
约时间Depends. After six I'm free.看情况。六点后我有空。
Golden lines
A great line in its own right — why and how to use it“or a U.S. Justice Department investigation, for example?”
或者比方说美国司法部的调查？
Why it's great
for example 把最危险的机关随口挂上。
Pattern
or a + 机构 + investigation, for example?
When to use
把敏感对象塞进举例，降低火药味。
Similar
Say, a federal investigation? ／ The Justice Department, for instance?
Register
formal
Shadowing tip
Justice Department 匀速，example 上扬。
Use it yourself
问合规Or a tax-office review, for example?或者比方说税务审查？
“We would wipe our ass with it.”
我们会拿它擦屁股。
Why it's great
法律答案落到最脏的动词上。
Pattern
We would wipe our ass with + 物。
When to use
要当众表示某文件毫无约束力时。
Similar
We'd ignore it. ／ It's worthless paper.
Register
informal
Shadowing tip
wipe / ass 两处都重，with it 收掉。
Use it yourself
拒收备忘录We would file that memo in the trash.我们会把那份备忘录扔进垃圾桶。
Monologue
One character carrying the scene — shadow the whole passage❝ 瑞士银行法课
The only way the Banque Réal de Genéve would cooperate with a foreign legal body is if the crime being pursued is also a crime in Switzerland. But there are very few Swiss laws which apply to your practices. From a financial standpoint, you are now in heaven. See, I told you he was fantastic, right? If the U.S. Justice Department sent us a subpoena, it would become papier toilette. We would wipe our ass with it.
日内瓦皇家银行 唯一会配合外国司法机构的情况 是被追查的那项罪行 在瑞士也构成犯罪。 但能套到你们那套玩法上的瑞士法律很少。 从金融角度看， 你现在 就是上了天堂。 瞧，我就说他了不起，对吧？ 要是美国司法部给我们发传票，那就会变成 厕纸。 我们拿它擦屁股。
从唯一条件讲到擦屁股，法律变成玩笑。