Chapter 5 of 14 · 1'41"
Pawning the ring 戒指抵押IMDb ↗
急着借钱时怎么谈条件
Uncut Gems · 2019
CEFR C1IELTS 7.5pawnshop雅思Money
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Slang marksOrange dots: slang / colloquial
Grammar marksPurple dots: clauses / asides
Sound marksGreen waves: linking / weak forms
Subtitles
My level
The story so far
Everything you need before watchingHoward walks into a New York pawn shop carrying Kevin Garnett's 2008 championship ring and asks for a hefty loan. Ronstein examines the diamond, separates its retail value from its memorabilia value, and keeps pushing the offer down. Howard has until Friday to get the ring back, so every number becomes part of a tense, fast-moving negotiation.
霍
Howarddesperate customer
朗
Ronsteinpawnbroker
阿
Albertoshop clerk
Chapters
14 parts · AI-cut01Collectors at the showroom当债主堵门你还能说什么C13'00"02A couple makes up吵完架还要不要抱抱C11'48"03A star shops for jewelry大客户来了先别急着报价C13'10"04The opal pitch一块石头让人押上明天C14'32"05Pawning the ring急着借钱时怎么谈条件C11'41"06Setting a boundary at dinner吃饭时也要把界线说清B22'46"07Asking for another chance求复合先承认自己搞砸了B22'23"08Fighting the appraisal估价不公时怎么把话说硬C12'48"09Rigging the auction你敢抬价就得接住后果C14'11"10The auction backfires自己挖的坑要自己先认C12'02"11Comfort after the loss崩溃时有人愿意接住你B23'24"12Turning the opal into a bet把赌注押在相信你的人身上C14'17"13Talking through a lock-in被困住时先用话拖住对方C13'19"14The live parlay钱越押越多还要装镇定C17'44"
00:00 / 01:41
GoldenTeaching
Transcript
00:02
Alberto, you came to work.
阿尔贝托，你来上班了。
00:07
- Ronstein. - Hey, Howard.
- 朗斯坦。 - 嘿，霍华德。
00:08
- Break out your tray. Where is it? - I got the tray right here.
- 把托盘拿出来。在哪儿？ - 托盘就在这儿。
00:12
I'd shake your hand, but I know where it's been.
我本来想跟你握手，但我知道这只手都碰过什么。
00:14
Look at this.
看看这个。
00:15
It's Kevin Garnett's 2008 championship ring.
这是凯文·加内特 2008 年的总冠军戒指。
00:18
- Championship ring? - Championship ring, 2008.
- 总冠军戒指？ - 2008 年的总冠军戒指。
00:22
- You want to pawn it or sell it? - I want to pawn it.
- 你是要拿它抵押，还是直接卖掉？ - 我想拿它抵押。
00:24
- Let me take a quick look at it. - I don't know what you're looking for .
- 让我快速看一眼。 - 我不知道你在找什么。
00:27
- Check the diamond. - That was just on his fucking finger.
- 看看钻石。 - 它刚才还戴在他妈的手指上呢。
00:30
It's single cut . It's not even full cut.
这是单切工，连全切工都算不上。
00:32
You talk to the fucking league about the way they cut their shit .
你去跟那帮该死的联盟说说，他们把这破玩意儿切成什么样了。
00:35
- I understand, but they're worth less. - Take a look at this. All right?
- 我明白，但那样就不值钱了。 - 看看这个。行吗？
00:38
All right. It's his ring. I understand.
行，这是他的戒指。我明白。
00:40
It's from his Instagram. It's fucking blowing up right now .
这是他发在 Instagram 上的。现在网上都传疯了。
00:42
I hear you. So, what do you need for it?
我懂。那你想要多少钱？
00:44
I figure that thing is worth 80 grand .
我估摸着这东西值八万。
00:47
Just loan it to me. That's it. Just float it to me .
借给我就行。就这样，先把钱给我。
00:50
- I'll be back Friday. - Number one, we both know what's in here.
- 我周五会回来。 - 首先，咱们都知道这东西的价值在哪儿。
00:53
We both know that the value is mostly because it's memorabilia.
咱们都知道，它主要值钱在于纪念意义。
00:55
But it is a memorabilia piece. So that's how you're gonna sell it , right?
可它确实是件纪念品。所以你就是打算靠这个卖掉它，对吧？
01:00
Give me 50 G's . Just float it to me .
给我五万。先把钱借给我。
01:02
I'm gonna give you $25,000, but I want an 8% vig on the ring.
我给你两万五，但这枚戒指我要收 8% 的利息。
01:06
Eight percent? How about I give you a grand off the top ?
8%？那我先给你一千块，怎么样？
01:10
I'm gonna come back Friday for it.
我周五就回来赎它。
01:12
Last time you had something here for six months. We wanna make sure up front .
上次你有东西放了六个月。我们得事先把条件说清楚。
01:15
Last time wasn't my fault. We fucking went over that .
上次不是我的错。这事我们他妈已经说过了。
01:18
Let's make it quick ... $21,000, 7% vig .
咱们别废话了……两万一，7% 的利息。
01:22
And you said you'd be back Friday. If you're not back Friday , it's my ring.
你说过周五会回来。周五你要是不回来，戒指就是我的。
01:26
If I don't bring it back Friday , I'm a dead man , so...
周五要是我拿不回来，我就死定了，所以……
01:28
- [Ronstein] All right. Do we have a deal? - [man] Deal.
- [朗斯坦] 行，成交？ - [男人] 成交。
01:33
- [Howard] Can you go get me the money? - [Ronstein] We'll get you the money.
- [霍华德] 你能去把钱拿来吗？ - [朗斯坦] 我们这就给你拿钱。
01:36
All right. Hey, good Pesach.
行。嘿，逾越节快乐。
01:39
This is great.
这太棒了。
Language points
Click a card to jump to its moment in the videoCollocationB1↩ 00:08
break out something
break out something
把东西拿出来
- Break out your tray. Where is it? - I got the tray right here.
- 把托盘拿出来。在哪儿？ - 托盘就在这儿。
CollocationA2↩ 00:24
take a look at something
take a look at something
快速看一眼
- Let me take a quick look at it. - I don't know what you're looking for .
- 让我快速看一眼。 - 我不知道你在找什么。
GrammarB1↩ 00:24
what you're looking for
宾语从句：what 引导的从句作 know 的宾语，表示你要找什么。
- Let me take a quick look at it. - I don't know what you're looking for .
- 让我快速看一眼。 - 我不知道你在找什么。
SlangB2↩ 00:27
fucking
他妈的；强调——粗俗强调，正式场合别用
- Check the diamond. - That was just on his fucking finger.
- 看看钻石。 - 它刚才还戴在他妈的手指上呢。
CollocationC1↩ 00:30
single-cut diamond
single-cut diamond
单切工钻石
It's single cut . It's not even full cut.
这是单切工，连全切工都算不上。
SlangB2↩ 00:32
their shit
他们那套东西——粗俗泛指事物，吵架时很冲
You talk to the fucking league about the way they cut their shit .
你去跟那帮该死的联盟说说，他们把这破玩意儿切成什么样了。
CollocationB2↩ 00:40
blow up online
blow up online
现在网上爆红
这里不是爆炸，而是突然走红
It's from his Instagram. It's fucking blowing up right now .
这是他发在 Instagram 上的。现在网上都传疯了。
SlangB2↩ 00:40
blowing up
突然爆红——社交媒体口语，表示热度暴涨
It's from his Instagram. It's fucking blowing up right now .
这是他发在 Instagram 上的。现在网上都传疯了。
CollocationB1↩ 00:44
be worth an amount
be worth an amount
值某个价钱
I figure that thing is worth 80 grand .
我估摸着这东西值八万。
Pronunciation↩ 00:44
80 grand
金额是报价核心，80 和 grand 都要听出重音。
I figure that thing is worth 80 grand .
我估摸着这东西值八万。
CollocationB2↩ 00:47
float someone a loan
float someone a loan
先借钱给某人
这里指先垫付贷款
Just loan it to me. That's it. Just float it to me .
借给我就行。就这样，先把钱给我。
CollocationB1↩ 00:53
be mostly because of something
be mostly because of something
主要是因为
We both know that the value is mostly because it's memorabilia.
咱们都知道，它主要值钱在于纪念意义。
GrammarB1↩ 00:53
because it's memorabilia
原因从句：because 从句说明价值主要来自纪念品属性。
We both know that the value is mostly because it's memorabilia.
咱们都知道，它主要值钱在于纪念意义。
GrammarB2↩ 00:55
how you're gonna sell it
how 从句：how 从句说明你会以什么方式卖它，不是单问方法。
But it is a memorabilia piece. So that's how you're gonna sell it , right?
可它确实是件纪念品。所以你就是打算靠这个卖掉它，对吧？
SlangB2↩ 01:00
G's
千美元——金额俚语，正式场合说 thousand dollars
Give me 50 G's . Just float it to me .
给我五万。先把钱借给我。
CollocationC1↩ 01:02
a vig on a loan
a vig on a loan
贷款手续费或利息
这里指戒指贷款的 8% 利息
I'm gonna give you $25,000, but I want an 8% vig on the ring.
我给你两万五，但这枚戒指我要收 8% 的利息。
Pronunciation↩ 01:02
I'm gonna give
gonna 是 going to 的弱化，整串要连起来。
I'm gonna give you $25,000, but I want an 8% vig on the ring.
我给你两万五，但这枚戒指我要收 8% 的利息。
Pronunciation↩ 01:02
8% vig
百分比和 vig 重读，突出手续费条件。
I'm gonna give you $25,000, but I want an 8% vig on the ring.
我给你两万五，但这枚戒指我要收 8% 的利息。
SlangC1↩ 01:02
vig
贷款手续费——金融或博彩行话，非正式
I'm gonna give you $25,000, but I want an 8% vig on the ring.
我给你两万五，但这枚戒指我要收 8% 的利息。
CollocationB2↩ 01:06
take something off the top
take something off the top
先从总额扣掉
这里指先付出一笔钱
Eight percent? How about I give you a grand off the top ?
8%？那我先给你一千块，怎么样？
CollocationB1↩ 01:12
know something up front
know something up front
提前；事先
Last time you had something here for six months. We wanna make sure up front .
上次你有东西放了六个月。我们得事先把条件说清楚。
Pronunciation↩ 01:12
We wanna make
wanna 弱化 want to，重音落在 make。
Last time you had something here for six months. We wanna make sure up front .
上次你有东西放了六个月。我们得事先把条件说清楚。
CollocationB1↩ 01:15
go over something
go over something
把那事谈过
Last time wasn't my fault. We fucking went over that .
上次不是我的错。这事我们他妈已经说过了。
CollocationB1↩ 01:18
make it quick
make it quick
速战速决
Let's make it quick ... $21,000, 7% vig .
咱们别废话了……两万一，7% 的利息。
GrammarB1↩ 01:22
If you're not back Friday
条件句：if 从句设定周五期限，主句说明不归还的后果。
And you said you'd be back Friday. If you're not back Friday , it's my ring.
你说过周五会回来。周五你要是不回来，戒指就是我的。
CollocationB2↩ 01:26
be a dead man
be a dead man
就死定了
这里是夸张说自己会彻底陷入麻烦
If I don't bring it back Friday , I'm a dead man , so...
周五要是我拿不回来，我就死定了，所以……
GrammarB1↩ 01:26
If I don't bring it back Friday
条件句：一般现在时放在 if 从句里，表达未来条件。
If I don't bring it back Friday , I'm a dead man , so...
周五要是我拿不回来，我就死定了，所以……
Pronunciation↩ 01:26
I'm a dead
I'm a 弱读，dead man 承担主要重音。
If I don't bring it back Friday , I'm a dead man , so...
周五要是我拿不回来，我就死定了，所以……
Teaching points
Review right after watchingMy level
auto-pauses
VocabularyB1↩ 00:22
pawn something
拿物品抵押借钱
In the scene霍华德要用戒指作抵押借款，而不是把它永久卖掉。
They pawned a watch to cover the rent.他们把手表拿去当了，好付房租。
In daily life
应急借钱She pawned her camera for emergency cash.她把相机拿去当了，换应急现金。
above my level
SlangB2↩ 00:44
a grand
一千美元
In the scene霍华德把戒指估到 80 grand，也就是八万美元。
The repairs will cost three grand.维修要花三千美元。
In daily life
报价I can spend one grand on a used laptop.我最多花一千美元买二手电脑。
above my level
SlangB2↩ 00:40
blow up online
在网上突然爆红
In the scene霍华德拿 Instagram 的热度证明，这枚戒指正受到大量关注。
Her cooking video blew up overnight.她的做饭视频一夜之间爆红。
In daily life
视频走红That review blew up online after lunch.那条测评午饭后突然在网上爆红。
above my level
VocabularyC1↩ 01:02
vig
贷款手续费或利息
In the scene朗斯坦愿意给钱，但要在这枚戒指上收 8% 的 vig。
The lender added a small vig to the short-term loan.放款人给这笔短期贷款加了一点费用。
In daily life
借款谈价Ask about the vig before you sign anything.签任何东西前，先问清楚手续费。
above my level
Phrasal verbB2↩ 00:47
float someone a loan
先借钱给某人
In the scene霍华德想让朗斯坦先垫钱，自己周五再把戒指赎回。
Could you float me a loan until payday?你能先借我一笔钱，等发薪日再还吗？
In daily life
朋友周转My sister floated me a loan for the deposit.我姐姐先借钱给我付押金。
auto-pauses
CollocationB1↩ 01:12
up front
提前；事先
In the scene朗斯坦要在放款前先确认霍华德这次会按时回来。
Please tell me the total cost up front.请提前告诉我总费用。
In daily life
确认费用We need the delivery date up front.我们得事先确认交付日期。
above my level
IdiomB2↩ 01:26
a dead man
就死定了
In the scene霍华德夸张地说，周五不把戒指带回来，自己就要完蛋。
Miss that deadline and you're a dead man in this office.错过那个期限，你在这办公室就彻底完了。
In daily life
赶截止日期If I lose these files, I'm a dead man.这些文件要是丢了，我就完蛋了。
above my level
SwearingB2↩ 00:27
fucking
他妈的；强调语气
In the scene霍华德用粗口强调戒指刚戴在球星手上，反驳对方挑剔切工。
That was a fucking close call.那真是一次他妈的惊险时刻。
In daily life
朋友吐槽This is a fucking expensive sandwich.这三明治贵得他妈离谱。
Golden lines
A great line in its own right — why and how to use it“Just loan it to me. That's it. Just float it to me.”
借给我就行。就这样，先把钱给我。
Why it's great
重复 Just 和 That's it，把急切请求说得直接又有压迫感。
Pattern
Just + 动词…… That's it.
When to use
想把请求说得简单明确、催对方马上答应时。
Similar
Just give me a minute. ／ That's all I need.
Register
informal
Shadowing tip
重读 loan、That's it、float，两个 Just 快速弱读。
Use it yourself
借用钥匙Just lend me the keys. That's it.就把钥匙借我一下，就这样。
“I'm gonna give you $25,000, but I want an 8% vig on the ring.”
我给你两万五，但这枚戒指我要收 8% 的利息。
Why it's great
先报金额再加条件，but 让让步和底线同时出现。
Pattern
I'm gonna give you X, but I want Y.
When to use
谈价格、借款或合作时，先给方案再提出自己的条件。
Similar
I can offer you X, but I need Y. ／ I'll do X, but I want Y.
Register
informal
Shadowing tip
gonna 连读，重读 25,000、8% 和 vig，but 前短暂停顿。
Use it yourself
谈工作条件I'm gonna give you the job, but I want your best work.我可以把工作给你，但我要你拿出最好的表现。
“And you said you'd be back Friday. If you're not back Friday, it's my ring.”
你说过周五会回来。周五你要是不回来，戒指就是我的。
Why it's great
把口头承诺和明确后果绑在一起，条件句制造出倒计时压力。
Pattern
If you're not back by X, it's mine.
When to use
提醒期限、说明逾期后果，或半开玩笑地设下最后期限。
Similar
If you're late, I keep it. ／ If you miss the deadline, it's mine.
Register
neutral
Shadowing tip
两个 Friday 都要重读，If 从句后停一下再落到 mine。
Use it yourself
约定归还If you're not back by noon, the seat is mine.你中午前不回来，座位就是我的。
Takeaways
What you walk away with- Use pawn it for a loan, not a sale
- Hear grand and G's as thousands
- Understand vig as a loan fee
- Use Friday conditions to set repayment stakes
People also search
Questions, then the linesWhat happens in Pawning the ring?
Howard pawns a championship ring and negotiates the loan amount, vig, and Friday deadline.
What is the difference between pawn and sell?
To pawn is to borrow against an item; to sell is to give up the item permanently.
How much is 80 grand?
It means eighty thousand dollars because one grand is one thousand dollars.
What does vig mean in a loan?
Vig is informal slang for the interest or fee charged on a loan.
What does float it to me mean?
It means lend or advance the money to me for a short time.